At dinner one night, when our son was little, he told a story about how a company had made a toy that did not perform as expected. He concluded his tale with an indignant “They don’t care about us; they just want our money”. From the mouths of babes, right? We all laughed but the sad truth is that every day in the headlines we see where corporations put profits over safety. To some, financial growth is the sole objective. So what can be done? Continue reading
At this time of year, especially with a shortened season between Thanksgiving and Christmas, it is easy to feel overwhelmed. Shopping, wrapping, addressing, baking and all the other things that need to be squeezed into our already busy schedules can become stressful. But it is important to take a step back, take a deep breath and realize that this type of overwhelmed is rooted in something joyful. We buy the presents, send the cards, bake the cookies, etc. because it is part of a season of joy and festivities. But, there is another type of overwhelmed. Continue reading
The New York Times published an article this week detailing how many hospitals, one of which is in Tennessee (LeBonheur Children’s Hospital in Memphis), have started suing their patients by the thousands for unpaid medical bills. Many of the patients had insurance and the hospitals were suing for deductibles and co-pays. According to the article, more than half of the reports to credit bureaus were a result of unpaid medical bills. Of course, in addition to the cost of litigation and the underlying medical bill, this affects people’s credit rating and overall financial health. Consider this from a study by the Commonwealth Fund:
43 percent had used up all their savings to pay their (medical) bills, 43 percent had received a lower credit rating as a result of their debt, 32 percent racked up debt on their credit cards, 18 percent said they had delayed education or career plans. People with lower incomes were particularly affected: 37 percent said they were unable to pay for basic necessities like food, heat or rent as a result of their (medical) bills.
Clearly, medical bills can be devastating to many families – even those with medical insurance. So how does this relate to a car accident or other injury-producing accident? Continue reading
In a recent blog post, Seth Godin wrote: “Accountability is done to you by the industrial system, by those that want to create blame. Responsibility is done by you. It’s voluntary. You can take as much of it as you want.” Seth Godin is a marketing guru and I enjoy his blog. As it relates to the legal field and the work of the lawyers at the Law Offices of John Day, I would change this post slightly: Accountability is done to you; when you do not take responsibility. Here is why I say that. Continue reading
At The Law Offices of John Day, P.C., we have two intake specialists, Penny Whitaker and Lauren Bates. When people call into the offices for a free consultation, Lauren and Penny take the basic accident information for a free review by one of our award-winning attorneys. Let me say, Penny and Lauren do a great job; they understand that when people call our office they are often confused about their rights and options, scared about what the future may bring and looking for help. And, we desperately want to help. But all too often, we can’t and that is where the disappointment comes in. This is never truer than when someone did do something wrong and injuries or death resulted. Let me explain. Continue reading
Almost everyone makes them, and most of us quickly break them. In fact, only 8% of New Year’s resolutions are kept and 80% of us can’t even make it until February. So if you have already broken your New Year’s resolutions, you have plenty of company. But here is some good news: we have three EASY things you can do in the New Year that will make you and your family safer and better protected, and none of them involve losing weight. Continue reading
For most of us, our Christmas To Do list looks something like: buy gifts, wrap gifts, send Christmas cards, decorate tree and house, attend parties, etc. In the hustle and bustle of all things Christmas, we often forget to do those things that can keep our families safe. At The Law Offices of John Day, P.C., we want everyone to enjoy the most wonderful time of the year without getting hurt, so here is your To Do list: Continue reading
Government regulations are often scorned and characterized as job killers, expensive and unnecessary. To be sure, there are some odd regulations on the books that deserve some derision (I am looking at you, T.C.A. 70-4-115, the Road Kill law). But generally, government regulations are a good thing for the public. For example, government regulations (via the EPA and FDA) have stopped the pollution of our nation’s water and air and have ensured we have access to safe and uncontaminated food and drugs. Right now, there are several government regulations in the transportation industry that are being rolled back or nixed that would offer substantial protection to the public. Here are a few: Continue reading
In any line of work, there are always a few that embarrass the rest of the profession whether you are talking about lawyers, plumbers, car salesmen, contractors, teachers, accountants, etc. Unfortunately, some of the bad apples tend to come out after injury accidents, so here is what you need to know. Continue reading
As the New Year approaches, many start to think about improvements they want to make in their lives for 2017. At The Law Offices of John Day, P.C., our work involves helping people who have been injured in accidents and, since most accidents are preventable, we thought we would give you some New Year’s resolutions that can help protect you and others. The best part of these resolutions is, for the most part, they are easy and painless to implement (unlike that weight resolution most of us make). Here are our recommendations:
- Check your auto insurance and make sure you have uninsured/underinsured motorist coverage. I can’t tell you how often someone calls our office with significant injuries from a car accident who cannot recover any money because the driver who caused the accident did not have insurance and the client did not have uninsured/underinsured motorist coverage. We have written a number of posts about uninsured/underinsured motorist coverage and you can find them here, here, here and here. But, our number one piece of advice to protect yourself would be to purchase uninsured/underinsured motorist coverage with as high of limits as you can afford. You will truly be surprised at how cheap it is and it can mean the difference between receiving compensation for your medical bills, lost wages and injuries and receiving nothing.
- Wear your seatbelt. They save lives. Period.