Articles Posted in Boating Accidents

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The New York Times published an article this week detailing how many hospitals, one of which is in Tennessee (LeBonheur Children’s Hospital in Memphis), have started suing their patients by the thousands for unpaid medical bills.  Many of the patients had insurance and the hospitals were suing for deductibles and co-pays.  According to the article, more than half of the reports to credit bureaus were a result of unpaid medical bills.  Of course, in addition to the cost of litigation and the underlying medical bill, this affects people’s credit rating and overall financial health.  Consider this from a study by the Commonwealth Fund:

43 percent had used up all their savings to pay their (medical) bills, 43 percent had received a lower credit rating as a result of their debt, 32 percent racked up debt on their credit cards, 18 percent said they had delayed education or career plans. People with lower incomes were particularly affected: 37 percent said they were unable to pay for basic necessities like food, heat or rent as a result of their (medical) bills.

Clearly, medical bills can be devastating to many families – even those with medical insurance.  So how does this relate to a car accident or other injury-producing accident? Continue reading

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Yes, you can wear white after Labor Day. No, you should not celebrate the holiday without knowing its origins. (Following the bloody Pullman strike and other labor strife, Labor Day was created  by the federal government in 1894 as a recognition of the American worker’s contribution to this country’s prosperity).   Yes, you should be especially careful while driving  this weekend.  Labor Day is the second most dangerous weekend to drive – only Memorial Day weekend is more dangerous.  Read on for more safety dos and don’ts of Labor Day:

  1. Yes, you can still drink rose and fruity beer. No, you absolutely should not drink and drive.  Alcohol-related car accidents spike during the holiday weekend. Call a ride-sharing service or a taxi.  Use a designated driver or stay overnight but do not place yourself or anyone else at risk of an accident.  And if you see a vehicle being operated erratically, keep your distance if possible and contact police.
  2. Yes, you can take a road trip to the mountains, river, lake or anywhere else but be sure to use your seatbelt as it could save your life. Each year, seatbelts save almost 15,000 lives and experts estimate another 2,500 or more could be saved if everyone wore one.

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John Day loves his jet ski.  At sunrise on almost any Saturday or Sunday for the last fifteen years, he has been out on to the water for an hour and a half ride.  I have long asserted that, as a result of all that time on the jet ski, John could be blindfolded and dropped at any place on Tims Ford Lake and he could drive straight home as he knows every nook and cranny of the 11,000 acres and 240 miles of shoreline of that lake.   Needless to say, after all those years, John is an experienced rider but even experienced riders, and certainly inexperienced ones, should know these facts: Continue reading

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We love being on the water.  On a typical weekend morning, John is on his jet ski at sunrise ready to cruise every nook and cranny of Tims Ford Lake.  The day continues with several boat rides during the day, maybe pulling a knee boarder or a skier, and we usually wrap up with a short evening cruise after dinner.  And while we love the water, we also respect it.  Joy’s grandfather drowned in a boating accident and every year Tennessee Wildlife Resources Agency (TWRA) has to deal with accidents and tragedies.  In fact, over Memorial Day weekend, TWRA made 21 boating under the influence arrests, worked five injury accidents and six property damage accidents, and two teens have already drowned on Middle Tennessee lakes this summer.   Here are the top 5 things you should and should not do while on the water.

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In a recent blog post, Seth Godin wrote: “Accountability is done to you by the industrial system, by those that want to create blame.  Responsibility is done by you. It’s voluntary. You can take as much of it as you want.”   Seth Godin is a marketing guru and I enjoy his blog.  As it relates to the legal field and the work of the lawyers at the Law Offices of John Day, I would change this post slightly:   Accountability is done to you; when you do not take responsibility.  Here is why I say that. Continue reading

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Do you make New Year’s Resolutions?  A lot of us do.  The most common New Year’s resolutions are: (1) exercise more; (2) eat healthier; (3) save money.   We all have such good intentions and then life gets in the way.  In fact, by February, 80% of New Year’s resolutions are out the window.  So if you have already messed up on your New Year’s resolutions, you are definitely not alone, and The Law Offices of John Day has some good news.  We have some quick and easy resolutions that can protect you and your family and help you feel better about yourself for having a cheeseburger, fries and milkshake for lunch.   We are calling them New Day’s resolutions because all four can easily be accomplished in one day.  Continue reading

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Boating season is still in full swing on Tennessee waters.  As for the Days, we wait until the very last minute to pull our boat out of the water for winter so that we can eek out as much time on the water as possible.  Unfortunately, this has been a very deadly year on Tennessee lakes and rivers.  To date, 21 people have lost their lives.  Last year at this time, the number of fatalities was 9.  According to the Tennessee Wildlife Resources Agency, there has been a noticeable uptick in deadly accidents involving small watercraft like canoes and paddle boards.  Regardless of the type of watercraft you enjoy, here are some safety reminders to help you close out the boating year safely: Continue reading

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At The Law Offices of John Day, P.C., we have two intake specialists, Penny Whitaker and Lauren Bates. When people call into the offices for a free consultation, Lauren and Penny take the basic accident information for a free review by one of our award-winning attorneys. Let me say, Penny and Lauren do a great job; they understand that when people call our office they are often confused about their rights and options, scared about what the future may bring and looking for help. And, we desperately want to help. But all too often, we can’t and that is where the disappointment comes in. This is never truer than when someone did do something wrong and injuries or death resulted. Let me explain. Continue reading

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Every single day, an attorney at The Law Offices of John Day, P.C. has to tell a client they are not going to receive any money for their injuries or the death of a loved one or they are going to receive a lot less than they should. Every. Single. Day.   And, we hate it.   Sometimes, we have to tell them this simply because they do not have a case. In other words, there was a terrible accident but no one is to blame under the law. But more often than not, we have to tell people they are not going to recover or they are going to recover substantially less than they should because there is no insurance or not enough insurance.

While you can’t make other people buy insurance, you can still protect yourself from people and companies who either do not have it or do not have enough.  And, of course, you can review your own insurance to make sure you are protected in the event you make a mistake and cause an accident.   Here are 5 incredibly important questions you should ask yourself, and more importantly, your insurance agent: Continue reading

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Government regulations are often scorned and characterized as job killers, expensive and unnecessary. To be sure, there are some odd regulations on the books that deserve some derision  (I am looking at you, T.C.A. 70-4-115, the Road Kill law). But generally, government regulations are a good thing for the public.  For example, government regulations (via the EPA and FDA)  have stopped the pollution of our nation’s water and air and have ensured we have access to safe and uncontaminated food and drugs. Right now, there are several government regulations in the transportation industry that are being rolled back or nixed that would offer substantial protection to the public.  Here are a few: Continue reading