You may have heard this phrase on advertisements by lawyers or on a TV show, but what does it mean and, more importantly, if you have an injury case, how do you prove it? Pain and suffering is exactly what it sounds like: it is the pain and problems you have encountered following an accident. While it is related to your medical treatment it is a distinctly different item of damages and is entitled to separate compensation, but there is not a mathematical formula for calculating it. So, if you have sustained a serious injury after an accident that was not your fault, you need an experienced injury lawyer to help you prove your pain and suffering to an insurance company, a jury or a judge so that you can maximize your compensation. Read on to understand the basics of this part of your injury case. Continue reading
Yes, dear reader, this question has been asked. Repeatedly. If you Google that question right now, you will see many entries related to the question along with guesstimates of how much more money you might get in such a scenario with some as high as an additional $10,000. In light of all of this, we wanted to explain what types of injuries and damages are recoverable under the law and how your case gets valued by an insurance company or a judge or jury. Continue reading
While doing some cleaning out last weekend, we came across this old Peanuts book titled: Security is a Thumb and a Blanket. 2020 has certainly caused many of us to long for more security whether it be in our economic situation, our health, our relationships, etc. If only a thumb and a blanket could keep us from danger or threat. As we flipped through the book, we saw the above photo. It is a great reminder of the importance of choosing the right team. If you think you or a loved one might need an injury attorney, read on to learn more about how to pick the right one for you – even if it is not us. Continue reading
The unofficial end of summer is here. A lot of kids are back in school and this is the last hoorah before settling into a different season and, hopefully, some cooler temperatures. Like everything else associated with 2020, Labor Day is going to look different for a lot of folks. While your plans may not be the same as usual, good safety practices for driving, boating, swimming and outdoor picnics remain the same. Keep reading for your refresher because you don’t want to end up in the hospital because of food poisoning or an avoidable accident. Continue reading
In Chris Janson’s summertime anthem “Buy Me A Boat”, he sings: “I know what they say; money can’t buy everything, maybe so, but it can buy me a boat.” Well Chris, maybe not during a pandemic. As folks look for ways to beat the heat and enjoy some socially-distanced fun, boat dealers are seeing historic sales. More than 70% of boat dealers are reporting they are completely out of inventory or extremely low. First-time boat buyers account for a lot of the boom, which has raised concerns about safety on the water. There is still plenty of boating season left, so if you are considering buying a boat and a truck to pull it, please forego the Yeti 110 iced down with silver bullets and read on to learn about some other key safety issues as well as liability and insurance issues.
Well, we could all certainly use some more beauty in our lives these days. We often think of beauty as a physical attribute but it is so much more. Kindness is beautiful, justice is beautiful, truth is beautiful, courage is beautiful and so many more things. In honor of National Make Life Beautiful Day, we wanted to announce another give-away from our office. On June 27th, we are going to be giving away 1,000 washable cloth masks from the parking lot of our Murfreesboro office. Just drive through and get a free mask. More details are below. In addition, below are some easy suggestions on how you could make life beautiful tomorrow, and we would love for you to comment with some suggestions of your own. Continue reading
It is hard to believe it is Memorial Day weekend. If you are like me, you have been suffering a certain level of time disorientation courtesy of the pandemic. One day inexplicably races by and some weeks feel like they lasted a year. Nonetheless, here we are – Memorial Day weekend. Typically, this is a heavy travel weekend but this year experts predict folks will stay close to home and visit local parks, rivers, lakes or just their own backyard. Whether you are towing your own boat to the river, renting a boat from a lake marina or heading to your lake house or cabin, we wanted to remind you of some incredibly important safety tips as the boating season officially gets underway: Continue reading
At dinner one night, when our son was little, he told a story about how a company had made a toy that did not perform as expected. He concluded his tale with an indignant “They don’t care about us; they just want our money”. From the mouths of babes, right? We all laughed but the sad truth is that every day in the headlines we see where corporations put profits over safety. To some, financial growth is the sole objective. So what can be done? Continue reading
At this time of year, especially with a shortened season between Thanksgiving and Christmas, it is easy to feel overwhelmed. Shopping, wrapping, addressing, baking and all the other things that need to be squeezed into our already busy schedules can become stressful. But it is important to take a step back, take a deep breath and realize that this type of overwhelmed is rooted in something joyful. We buy the presents, send the cards, bake the cookies, etc. because it is part of a season of joy and festivities. But, there is another type of overwhelmed. Continue reading
The New York Times published an article this week detailing how many hospitals, one of which is in Tennessee (LeBonheur Children’s Hospital in Memphis), have started suing their patients by the thousands for unpaid medical bills. Many of the patients had insurance and the hospitals were suing for deductibles and co-pays. According to the article, more than half of the reports to credit bureaus were a result of unpaid medical bills. Of course, in addition to the cost of litigation and the underlying medical bill, this affects people’s credit rating and overall financial health. Consider this from a study by the Commonwealth Fund:
43 percent had used up all their savings to pay their (medical) bills, 43 percent had received a lower credit rating as a result of their debt, 32 percent racked up debt on their credit cards, 18 percent said they had delayed education or career plans. People with lower incomes were particularly affected: 37 percent said they were unable to pay for basic necessities like food, heat or rent as a result of their (medical) bills.
Clearly, medical bills can be devastating to many families – even those with medical insurance. So how does this relate to a car accident or other injury-producing accident? Continue reading