In Chris Janson’s summertime anthem “Buy Me A Boat”, he sings: “I know what they say; money can’t buy everything, maybe so, but it can buy me a boat.” Well Chris, maybe not during a pandemic. As folks look for ways to beat the heat and enjoy some socially-distanced fun, boat dealers are seeing historic sales. More than 70% of boat dealers are reporting they are completely out of inventory or extremely low. First-time boat buyers account for a lot of the boom, which has raised concerns about safety on the water. There is still plenty of boating season left, so if you are considering buying a boat and a truck to pull it, please forego the Yeti 110 iced down with silver bullets and read on to learn about some other key safety issues as well as liability and insurance issues.
Well, we could all certainly use some more beauty in our lives these days. We often think of beauty as a physical attribute but it is so much more. Kindness is beautiful, justice is beautiful, truth is beautiful, courage is beautiful and so many more things. In honor of National Make Life Beautiful Day, we wanted to announce another give-away from our office. On June 27th, we are going to be giving away 1,000 washable cloth masks from the parking lot of our Murfreesboro office. Just drive through and get a free mask. More details are below. In addition, below are some easy suggestions on how you could make life beautiful tomorrow, and we would love for you to comment with some suggestions of your own. Continue reading
It is hard to believe it is Memorial Day weekend. If you are like me, you have been suffering a certain level of time disorientation courtesy of the pandemic. One day inexplicably races by and some weeks feel like they lasted a year. Nonetheless, here we are – Memorial Day weekend. Typically, this is a heavy travel weekend but this year experts predict folks will stay close to home and visit local parks, rivers, lakes or just their own backyard. Whether you are towing your own boat to the river, renting a boat from a lake marina or heading to your lake house or cabin, we wanted to remind you of some incredibly important safety tips as the boating season officially gets underway: Continue reading
At dinner one night, when our son was little, he told a story about how a company had made a toy that did not perform as expected. He concluded his tale with an indignant “They don’t care about us; they just want our money”. From the mouths of babes, right? We all laughed but the sad truth is that every day in the headlines we see where corporations put profits over safety. To some, financial growth is the sole objective. So what can be done? Continue reading
At this time of year, especially with a shortened season between Thanksgiving and Christmas, it is easy to feel overwhelmed. Shopping, wrapping, addressing, baking and all the other things that need to be squeezed into our already busy schedules can become stressful. But it is important to take a step back, take a deep breath and realize that this type of overwhelmed is rooted in something joyful. We buy the presents, send the cards, bake the cookies, etc. because it is part of a season of joy and festivities. But, there is another type of overwhelmed. Continue reading
The New York Times published an article this week detailing how many hospitals, one of which is in Tennessee (LeBonheur Children’s Hospital in Memphis), have started suing their patients by the thousands for unpaid medical bills. Many of the patients had insurance and the hospitals were suing for deductibles and co-pays. According to the article, more than half of the reports to credit bureaus were a result of unpaid medical bills. Of course, in addition to the cost of litigation and the underlying medical bill, this affects people’s credit rating and overall financial health. Consider this from a study by the Commonwealth Fund:
43 percent had used up all their savings to pay their (medical) bills, 43 percent had received a lower credit rating as a result of their debt, 32 percent racked up debt on their credit cards, 18 percent said they had delayed education or career plans. People with lower incomes were particularly affected: 37 percent said they were unable to pay for basic necessities like food, heat or rent as a result of their (medical) bills.
Clearly, medical bills can be devastating to many families – even those with medical insurance. So how does this relate to a car accident or other injury-producing accident? Continue reading
Yes, you can wear white after Labor Day. No, you should not celebrate the holiday without knowing its origins. (Following the bloody Pullman strike and other labor strife, Labor Day was created by the federal government in 1894 as a recognition of the American worker’s contribution to this country’s prosperity). Yes, you should be especially careful while driving this weekend. Labor Day is the second most dangerous weekend to drive – only Memorial Day weekend is more dangerous. Read on for more safety dos and don’ts of Labor Day:
- Yes, you can still drink rose and fruity beer. No, you absolutely should not drink and drive. Alcohol-related car accidents spike during the holiday weekend. Call a ride-sharing service or a taxi. Use a designated driver or stay overnight but do not place yourself or anyone else at risk of an accident. And if you see a vehicle being operated erratically, keep your distance if possible and contact police.
- Yes, you can take a road trip to the mountains, river, lake or anywhere else but be sure to use your seatbelt as it could save your life. Each year, seatbelts save almost 15,000 lives and experts estimate another 2,500 or more could be saved if everyone wore one.
John Day loves his jet ski. At sunrise on almost any Saturday or Sunday for the last fifteen years, he has been out on to the water for an hour and a half ride. I have long asserted that, as a result of all that time on the jet ski, John could be blindfolded and dropped at any place on Tims Ford Lake and he could drive straight home as he knows every nook and cranny of the 11,000 acres and 240 miles of shoreline of that lake. Needless to say, after all those years, John is an experienced rider but even experienced riders, and certainly inexperienced ones, should know these facts: Continue reading
We love being on the water. On a typical weekend morning, John is on his jet ski at sunrise ready to cruise every nook and cranny of Tims Ford Lake. The day continues with several boat rides during the day, maybe pulling a knee boarder or a skier, and we usually wrap up with a short evening cruise after dinner. And while we love the water, we also respect it. Joy’s grandfather drowned in a boating accident and every year Tennessee Wildlife Resources Agency (TWRA) has to deal with accidents and tragedies. In fact, over Memorial Day weekend, TWRA made 21 boating under the influence arrests, worked five injury accidents and six property damage accidents, and two teens have already drowned on Middle Tennessee lakes this summer. Here are the top 5 things you should and should not do while on the water.
In a recent blog post, Seth Godin wrote: “Accountability is done to you by the industrial system, by those that want to create blame. Responsibility is done by you. It’s voluntary. You can take as much of it as you want.” Seth Godin is a marketing guru and I enjoy his blog. As it relates to the legal field and the work of the lawyers at the Law Offices of John Day, I would change this post slightly: Accountability is done to you; when you do not take responsibility. Here is why I say that. Continue reading