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Articles Posted in Insurance

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Nashville is incredibly fortunate to be home to world-class songwriters like Lee Thomas Miller, Wendall Mobley & Bob DiPiero.  Songwriter’s Nights are a favorite of ours.  It is fascinating to hear how hit songs came about.  But did you ever think you, sitting at home in your pajamas during a quarantine, could write a song with a music legend?  Well, Jon Bon Jovi is offering just that.  Read on for a story that will make you smile, an important legal tip and your encouragement for the week. Continue reading

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Time for a mid-week boost.  We are back with some more legal tips and good news.   First, we have a new give-away going on our Facebook page.  All you have to do is upload a picture of you fur baby to be entered to win one of three $50 VISA gift cards to be given away on Friday, April 10, 2020.  We have loved doing these fun quarantine give-aways to help folks with groceries or take-out dinner from a local restaurant.  Now, on to some legal tips and more good news. Continue reading

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Since 2018, federal law requires all new American cars to have at least one camera: a rearview camera.  Many vehicles have multiple cameras that will record even when the vehicle is off, and  some vehicles have cameras that monitor the driver’s face.  Car cameras have lots of benefits but they also raise some interesting questions for car accident cases and beyond.

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At dinner one night, when our son was little, he told a story about how a company had made a toy that did not perform as expected.  He concluded his tale with an indignant “They don’t care about us; they just want our money”.  From the mouths of babes, right?  We all laughed but the sad truth is that every day in the headlines we see where corporations put profits over safety.  To some, financial growth is the sole objective.  So what can be done? Continue reading

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Well, we are one week into the new year and the new decade.  How are you doing on your resolutions?  Most folks, roughly 80%, will trash their resolutions by January 10th.  The failure rate on resolutions is so high because generally resolutions like weight loss or learning a foreign language or completing your graduate degree require hard work and take significant time.  But, we have 5 important resolutions that can be done in a couple of hours max and could make an incredible difference in your life. Continue reading

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Have you heard the song “Driving Home for Christmas” by Chris Rea?  I had never heard it until this year, but it actually has some great advice for driving home for Christmas and so do we.  There are not many more days before the holiday so get ready now to make the drive safely.  Here are our top 10 tips: Continue reading

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At this time of year, especially with a shortened season between Thanksgiving and Christmas, it is easy to feel overwhelmed.  Shopping, wrapping, addressing, baking and all the other things that need to be squeezed into our already busy schedules can become stressful.  But it is important to take a step back, take a deep breath and realize that this type of overwhelmed is rooted in something joyful.  We buy the presents, send the cards, bake the cookies, etc. because it is part of a season of joy and festivities.  But, there is another type of overwhelmed. Continue reading

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I know, it is summer and we should not be talking report cards.  But, Allstate is out with its driving report card in which the 200 largest cities across the country are ranked based on their driving safety record.  The report considers things such as claim history and the number of hard braking incidents for every 1000 miles.  This year, Allstate has also identified the 15 riskiest roads based on number of accidents.  So did any Tennessee cities or roads make the list?   Read on to find out. Continue reading

People often buy insurance on their motor vehicle and think that they have “full coverage.” In fact, many people who have “full coverage” do not have the types of insurance they need and even more frequently do not have the amount of coverage they need.

We suggest that you find your “declarations” page from your vehicle insurance policy and read it in conjunction with the remainder of this post. The declarations page is sent to you with each policy renewal and shows what type of coverage you have for each vehicle insured under the policy. It also shows the cost of each type of coverage.

Here is an explanation of the various types of coverage:

Liability Coverage
Liability coverage is required by law in Tennessee and most other states. Liability insurance exists to help cover damages for injuries to others for which you become legally responsible resulting from a covered accident. In other words, this insurance protects you in the event you cause or are alleged to have caused a wreck that has injured or killed another person. Continue reading

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We have a lot to be proud of in the Volunteer State.  We make the best whiskey.  We are home to the Smokey Mountains, the Vols, the Predators.  Nobody does music like our State from country music in Nashville to the blues in Memphis.  I could go on and on.  But apparently, one thing we stink at is driving – according to a recent study.  We have all seen atrocious driving on our streets, highways and interstates, but read on to learn exactly how we became the first-runner-up in this less than esteemed category and who was the winner (or loser in this particular case) Continue reading

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