Following the Delta airlines crash at the Toronto airport last week, Delta has reportedly offered all passengers $30,000 “no strings attached and it does not affect rights”. Offers like this are rare and they raise a lot of questions such as: Is this an admission of liability by Delta? Can the passengers still pursue legal action against Delta? Was Delta required by aviation law to make this offer or is it a gesture of good will? Read on for some answers. Continue reading
Super Bowl Sunday is almost here. Whether you are an Eagles fan, a Chiefs fan or you are just excited about the dips and commercials, if you are hosting a party, do you know legal responsibilities if you are serving alcohol? What about if your dog bites someone at the party? What about if your buffalo chicken dip gives everyone food poisoning? Read on to learn how Tennessee law handles some of these questions. Continue reading
Drunk driving accidents are on the rise across the country, and Tennessee is no exception. Tennessee ranks 12th in the nation for drunk driving accidents, and nearly 27% of all fatal Tennessee car accidents involve a drunk driver. Continue reading
How are you doing on your New Year’s Resolutions? Every year, most of us make resolutions about how to improve our minds, health and lives. And each year, around this time, most of us tend to lose steam. Lasting change is hard, but we have some easy things you can do to substantially protect your financial well-being in 2025. Read on for 3 easy resolutions. Continue reading
Car accidents are still significantly higher than pre-pandemic numbers. In fact, the United States performs poorly compared to other developed nations because our traffic injuries and deaths are increasing instead of decreasing. The United States Department of Transportation estimates 18,720 people died in traffic-related deaths in the first 6 months of 2024. Nearly 72 million people are driving for the Thanksgiving holiday, so now is the time to do some safety preparation and planning that includes vehicle maintenance as well as an insurance check-up amongst other things. Continue reading
In subdivisions all around Middle Tennessee, you routinely see teenagers driving golf carts with their friends. At lake communities, neighbors use them to get down to the water and to get to the neighborhood get-together. In downtown Franklin, residents use them to go to dinner. And while golf carts are fun, they can be dangerous. And depending upon how you are using them, you could be breaking the law. In fact, Tennessee law has different requirements depending upon the speed capabilities of the vehicle. Read on to learn more about Tennessee law regarding golf carts and how to protect yourself if there is an accident. Continue reading
Let’s start with who is officially Gen Z. Individuals born between 1997 and 2012 are considered Gen Z. The adult members of Gen Z range from 18 years old to 27 years old. .
As these Gen Z adults leave the nest (hopefully) and make their way into the world, they need to understand terms like “deductible”, but only 27% of them do. Specifically, as to auto insurance, 22% of Gen Z adults have “little or no awareness” of the importance of auto insurance”. This is especially frightening because this age group also happens to be the most likely to be in an auto accident. Read on for one of the most important auto insurance tips for everyone, not just Gen Z. Continue reading
Part of our job is to attempt to keep up with what our opponents (the insurance industry and their lawyers) are thinking and doing. One of the many ways we try to do that is by reading insurance industry publications such as Claims Journal. In a recent Claims Journal article, the author interviewed Harish Kapur, CEO of Across America Insurance Services. Mr. Kapur’s comments are nothing new to us, but they are a good reminder to anyone who is considering filing a personal injury or wrongful death claim. Here are three key take-aways:
Mr. Kapur bragged about his “crack team of in-house adjusters” and how they “have to know everything about the file.” The insurance adjusters know what information is critical. They know how to ask questions and frame the narrative during a recorded statement. They are trained how to interview witnesses and scour the internet for information on you.
For Valentine’s Day, I received a gift card for a spa. When I began to book an appointment online for the massage, I was asked to electronically sign a Release of All Claims. Among other things, the Release of All Claims for a massage at this spa stated that if death resulted from the massage, then the spa was not responsible. There were also other excessive provisions. I declined to sign the Release of All Claims, and the spa was kind enough to refund the purchased gift card, but the outrageousness of their request is not particularly isolated. Every day, businesses ask their prospective customers to sign releases before providing services or allowing participation in activities. As such, we thought it would be good to review what exactly is a release of all claims. Continue reading
The most common cause of a bike accident is collision with a car or truck. Not surprisingly, given the disparity in weight and protection between a bicycle and car, the bicyclist typically suffers serious injuries. Most bicycle accidents occur in urban areas and are caused by a car or truck driver failing to yield. According to the Department of Safety, there were 370 bicycle accidents in Tennessee in the most recent data year. So, if you are a bicyclist, do you know what to do after a bike accident? Do you know what insurance covers a bicycle accident? Do you know how to make a claim for a bike accident? And do you know how long it is going to take to recover from a bike accident? Continue reading
Tennessee Injury Law Center