Articles Posted in Insurance

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For Valentine’s Day, I received a gift card for a spa.  When I began to book an appointment online for the massage, I was asked to electronically sign a Release of All Claims.  Among other things, the Release of All Claims for a massage at this spa stated that if death resulted from the massage, then the spa was not responsible.  There were also other excessive provisions. I declined to sign the Release of All Claims, and the spa was kind enough to refund the purchased gift card, but the outrageousness of their request is not particularly isolated.  Every day, businesses ask their prospective customers to sign releases before providing services or allowing participation in activities.  As such, we thought it would be good to review what exactly is a release of all claims. Continue reading

 

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The most common cause of a bike accident is collision with a car or truck.  Not surprisingly, given the disparity in weight and protection between a bicycle and car, the bicyclist typically suffers serious injuries.   Most bicycle accidents occur in urban areas and are caused by a car or truck driver failing to yield.  According to the Department of Safety, there were 370 bicycle accidents in Tennessee in the most recent data year.  So, if you are a bicyclist, do you know what to do after a bike accident?  Do you know what insurance covers a bicycle accident?  Do you know how to make a claim for a bike accident?   And do you know how long it is going to take to recover from a bike accident? Continue reading

 

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Last week, we told you that Tennessee ranked as the 7th worst in the nation for car accidents and how to protect yourself with uninsured/underinsured motorist coverage.  Unfortunately, Tennessee also ranks 7th worse in the nation for accidents involving trucks, so this week we have advice for you in the event you are injured by a large truck. Continue reading

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How are you doing on your New Year’s resolution?  Whether you love them or hate them, resolutions are a New Year tradition for most people.  The purpose, of course, is to identify areas in your life for improvement and then resolving to stop doing the bad things or begin doing beneficial things.   The overwhelming majority of resolutions take time and, unfortunately, the majority fail.  Lucky for you, the award-winning attorneys at the Law Offices of John Day have a resolution for your New Year that is easy, does not take much time at all but could make all the difference in the event you are involved in a car accident. Continue reading

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Litigation is fighting with rules, confrontation with a referee.  Most people do not enjoy confrontation, and for others, it brings out their worst.   If you are involved in litigation or have a claim that may result in litigation, please take our advice: don’t get cute.  A few news articles lately have shown what happens when people try to get cute during litigation. Continue reading

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Despite decades of public safety campaigns, drunk driving is on the rise.  According to recent data from the National Highway Traffic Safety Administration, the most recent data shows nearly 14,000 people lost their lives to drunk driving in the last data year, a nearly 15% increase over the prior year.  Drunk driving accidents account for almost 1/3 of all traffic related deaths. Continue reading

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Golf carts are no longer just for golf.  If you go to the beach, the lake or even in your own neighborhood subdivision, golf carts are likely to be on the road.  In our little area at Tims Ford Lake, 80% of the residents have a golf cart.  The Days have resisted the trend in an effort to force ourselves to walk more but we are definitely in the minority.   Each year there are approximately 15,000 golf cart injuries.  If you own a golf cart or have been injured in a golf cart accident, you should understand some key legal issues. Continue reading

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Drivers are using their cellphones during 58% of trips taken, an 8% increase from just 3 years ago.  Just as alarming, the amount of time drivers are interacting with their phones while driving increase by 23% during that same time period.  In 2020, drivers would interact with their phone while driving for 1 minute and 47 seconds.  A recent report indicates that has now increased to 2 minutes and 12 seconds.  Not surprisingly, all of this distracted driving is literally killing people.  Accidents involving cars, bicycles and pedestrians are all up because distracted drivers are 2.4 times more likely to cause a crash.  Read on for more scary statistics and tips to protect yourself. Continue reading

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Perhaps, too many of us watched an excessive number of Smoky & The Bandit reruns or thought Ricky Bobby of Talladega Nights should be used for driving inspiration.  We don’t know the cause, but we do know this: the South is a dangerous place to drive.  In fact, according to recently released federal statistics, 8 of the top 11 most dangerous places to drive are “southern states”, as that term is defined by the U.S. Census as opposed to the teams currently comprising The SEC.  Read on to learn where Tennessee is ranked and our number one piece of advice on protecting yourself.  Continue reading

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Our award-winning lawyers see a steady flow of dog bite and dog attack cases.  Unfortunately, sometimes man’s best friend is a menace. While we have a lot of information on our website (links to pages below), here are some quick answers to other common questions:

  1. Can dog bites be stitched?  

This depends upon the damage done by the dog bite.  If it is a deep puncture wound, medical professionals may decide to leave the wound unstitched.  Placement of drain and antibiotics may be the preferred course of treatment.  Other wounds will need to be stitched.  The best course of action for anyone who has sustained a dog bite is to seek medical attention and follow the advice of medical professionals.

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