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Albert Einstein remarked “Any man that can drive safely while kissing a pretty girl is simply not giving the kiss the attention it deserves.”   Einstein was a wise man.  Kissing is not the only thing you can’t safely do while driving.  Anything that diverts your attention from the road increases your risk of being involved in an accident.  Researchers have identified the maximum number of things even the most brilliant humans like Einstein can handle at one time.  Do you know what that number is? Continue reading

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Do you make New Year’s Resolutions?  A lot of us do.  The most common New Year’s resolutions are: (1) exercise more; (2) eat healthier; (3) save money.   We all have such good intentions and then life gets in the way.  In fact, by February, 80% of New Year’s resolutions are out the window.  So if you have already messed up on your New Year’s resolutions, you are definitely not alone, and The Law Offices of John Day has some good news.  We have some quick and easy resolutions that can protect you and your family and help you feel better about yourself for having a cheeseburger, fries and milkshake for lunch.   We are calling them New Day’s resolutions because all four can easily be accomplished in one day.  Continue reading

 

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Every Christmas Eve, after church and dinner, you will find our family in our living room with the Christmas tree on, and the lights turned down, ready to watch Christmas Vacation.  We have seen the movie so many times we can quote most of it, and it is a treasured tradition.  One of the funniest scenes is when the Griswolds drive out to the country to get a Christmas tree the old-fashioned way: cutting it down themselves.   Let’s look at all the driving tips that can be derived from this one particular scene:   Continue reading

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No, this post is not about the classic Christmas carol.  It is about headlights and pedestrians.  While it may not be the most Christmas-y and exciting stuff, it is very important stuff because half of all fatal accidents occur at night, and one-quarter of them occur on unlit roads.  And Tennessee is unfortunately following a nationwide trend of increasing pedestrian accidents.  One significant factor in nighttime car and pedestrian accidents is headlight performance.  So do you know how your vehicle’s headlights rate?

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Who doesn’t love seeing a dog with its face hanging out of the window of a moving car?  With the wind in their face and a gazillion smells and aromas to inhale, the look of pure joy on their face is contagious.  So we hate to be a fun killer, but here is the bad news: unrestrained dogs in moving cars can be extremely hazardous in a number of ways and a new trend could make it illegal.

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Last week alone, there were five separate accidents over three days that involved children being killed or seriously injured while waiting at a bus stop or while trying to cross the street to enter or exit a bus.   All avoidable tragedies if all drivers would only follow the rules.  Of course, that begs the question: do all drivers even know the rules?  Hopefully, everyone knows that when on a two-lane road, traffic in both directions stops whenever a bus activates its stop signal.  But, do you know your responsibilities as a driver when there are multiple lanes?  How about when there are multiple lanes but they are divided?  Do you know at what time of day pedestrians are most at risk?   Take our short quiz and see how well you do.  Continue reading

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It is trick or treat time again.  The anticipation around our house is almost feverish.  Our daughter will be going as grapes this year, and we will post a photo later in the week.   (Above is last year’s Halloween photos – Kate was a Spanish flamenco dancer)  We have a great time at our house.  We have some friends over for an early dinner of hotdogs and chili and then the kids head out in hopes of getting as much candy as they can carry while the parents stay on the porch handing out candy.  We are lucky; our neighborhood has sidewalks and our street gets blocked off to vehicular traffic.  But not all neighborhoods are as trick-or-treat friendly, so it is up to all of us to make sure we keep Halloween injury-free.  Here are 10 easy steps everyone should follow tomorrow night: Continue reading

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Semi-trucks accidents and other large truck accidents are killing roughly 4,300 people a year in this country, and the number is increasing.  Since 2009, deadly tractor-trailer accidents are up 28%.  Crash-avoidance technology is becoming more common place in passenger vehicles with 41% of new cars using collision warning systems with automatic braking.  In fact, car manufacturers and the National Highway Traffic Safety Administration have agreed to a regulation that requires this technology be in all passenger cars by 2022 and in trucks by 2025.  Yet, there is no such mandate for tractor-trailers and other large trucks.  Why? Continue reading

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From 2009 to 2016 (the last full year of analyzed data), the number of pedestrian deaths in the United States spiked 46 percent.  During that time, 5,987 people lost their lives in pedestrian accidents and tens of thousands of others were injured.  In Tennessee, this same trend can be seen:  Continue reading

People often buy insurance on their motor vehicle and think that they have “full coverage.” In fact, many people who have “full coverage” do not have the types of insurance they need and even more frequently do not have the amount of coverage they need.

We suggest that you find your “declarations” page from your vehicle insurance policy and read it in conjunction with the remainder of this post. The declarations page is sent to you with each policy renewal and shows what type of coverage you have for each vehicle insured under the policy. It also shows the cost of each type of coverage.

Here is an explanation of the various types of coverage:

Liability Coverage
Liability coverage is required by law in Tennessee and most other states. Liability insurance exists to help cover damages for injuries to others for which you become legally responsible resulting from a covered accident. In other words, this insurance protects you in the event you cause or are alleged to have caused a wreck that has injured or killed another person. Continue reading