Fatal car accidents caused by aggressive driving have risen over 500% in the last ten years. The worst of these road rage incidents make the news often accompanied by incredible videos of obnoxious drivers doing crazy things. Let’s analyze this road rage incident that turned physical and was caught on video and assess how both drivers could have handled the situation better. Continue reading
The New York Times published an article this week detailing how many hospitals, one of which is in Tennessee (LeBonheur Children’s Hospital in Memphis), have started suing their patients by the thousands for unpaid medical bills. Many of the patients had insurance and the hospitals were suing for deductibles and co-pays. According to the article, more than half of the reports to credit bureaus were a result of unpaid medical bills. Of course, in addition to the cost of litigation and the underlying medical bill, this affects people’s credit rating and overall financial health. Consider this from a study by the Commonwealth Fund:
43 percent had used up all their savings to pay their (medical) bills, 43 percent had received a lower credit rating as a result of their debt, 32 percent racked up debt on their credit cards, 18 percent said they had delayed education or career plans. People with lower incomes were particularly affected: 37 percent said they were unable to pay for basic necessities like food, heat or rent as a result of their (medical) bills.
Clearly, medical bills can be devastating to many families – even those with medical insurance. So how does this relate to a car accident or other injury-producing accident? Continue reading
Davidson County, Rutherford County and other area schools are already back in session, Williamson County schools start this Friday and a number of private schools start next week. Hopefully, everyone has done their summer reading and is ready. Drivers also need to be ready especially since there have been some changes in Tennessee law. Take our true or false quiz below to find out if you are an A+ driver. Continue reading
I know, it is summer and we should not be talking report cards. But, Allstate is out with its driving report card in which the 200 largest cities across the country are ranked based on their driving safety record. The report considers things such as claim history and the number of hard braking incidents for every 1000 miles. This year, Allstate has also identified the 15 riskiest roads based on number of accidents. So did any Tennessee cities or roads make the list? Read on to find out. Continue reading
For most Americans, the 4th of July means a day off from work filled with cookouts, the pool or lake, family, friends and fireworks. Unfortunately, it also means the day with the highest number of fatal roadway accidents. Yes, the 4th of July is deadlier than New Year’s Day or any other holiday. If you plan to be on the roadways this 4th of July, please follow these five important safety tips: Continue reading
In a recent blog post, Seth Godin wrote: “Accountability is done to you by the industrial system, by those that want to create blame. Responsibility is done by you. It’s voluntary. You can take as much of it as you want.” Seth Godin is a marketing guru and I enjoy his blog. As it relates to the legal field and the work of the lawyers at the Law Offices of John Day, I would change this post slightly: Accountability is done to you; when you do not take responsibility. Here is why I say that. Continue reading
An underride accident is when a car, SUV or passenger truck goes underneath a tractor-trailer. Underrides typically occur from the rear or the side. Regardless of the type, the key parts of the vehicle that are designed to prevent intrusion into the occupant compartment like the bumper, frame and pillars are either not engaged at all or only partially engaged. So underride accidents typically have a tremendous amount of intrusion into the occupant compartment and then, not surprisingly, a high rate of fatalities. These underride accidents kill on average about 219 people a year, but many experts believe that number is low due to underreporting and, although there are ways to prevent these types of accidents, not enough has been done. But, that might change with a new bill. Continue reading
Did you know your risk of being involved in a fatal car or truck accident increases by roughly 127% during light precipitation? In a heavy rain or snow storm, the odds of being in a fatal car or truck crash surges to an increase of 246%. And, the most dangerous time of day to be caught in a rain or snow storm: morning rush hour.
These alarming stats were published in a recent University of North Carolina report. The report goes on to predict that, with climate change, we can expect the frequency and severity of storms to increase. And in Middle Tennessee, spring already tends to bring heavy rains like it did this weekend. To stay safe, we recommend the following tips:
1. Leave yourself enough time to get to your destination. One has to wonder if morning rush hour is the most dangerous time because folks are in a hurry to get to work so they are not late. While everyone wants to get home from work as early as they can, the same “being late” anxiety is not usually present and so people do not feel the need to push the limits with their driving. So if you think the weather could be bad, leave a little earlier so that you can slow down and be extra cautious.
As parents, we try to warn our kids about the dangers associated with driving. We want to keep them safe so we talk to them about texting and driving, drinking and driving, wearing their seatbelt, etc., but one danger we often fail to discuss is drowsy driving. And drowsy driving kills almost as many people as drunk driving. In fact, drivers who have not had enough sleep are at the same risk of being in an accident as a driver who is at or a little above the drunk driving limit of 0.08 BAC. Here is what you need to know and steps you can take to protect yourself and your driving family members:
When you are sleep deprived, clusters of brain neurons actually take a break. This is dangerous because those neurons are the transmitters of messages from your brain to your body. When a large enough group of brain neurons fall asleep or take a break, a driver’s attention can decline. Not to mention the obvious: if you nod off at the wheel, you are not focused on driving at all.
The National Highway Traffic Safety Administration (NHTSA) estimates drowsy drivers are involved in 16.5% of all fatal crashes and 7 percent of all non-fatal crashes. To understand just how dangerous drowsy driving is, consider this: the NHTSA estimates 8,000 people a year are killed due to drowsy driving and drunk driving kills about 10,500 people each year.
Unfortunately, there is no easy test like a breathalyzer that can determine when you are too sleepy to drive. But there are some things you should consider in order to keep your family safe: Continue reading