No, this post is not about the classic Christmas carol. It is about headlights and pedestrians. While it may not be the most Christmas-y and exciting stuff, it is very important stuff because half of all fatal accidents occur at night, and one-quarter of them occur on unlit roads. And Tennessee is unfortunately following a nationwide trend of increasing pedestrian accidents. One significant factor in nighttime car and pedestrian accidents is headlight performance. So do you know how your vehicle’s headlights rate?
Who doesn’t love seeing a dog with its face hanging out of the window of a moving car? With the wind in their face and a gazillion smells and aromas to inhale, the look of pure joy on their face is contagious. So we hate to be a fun killer, but here is the bad news: unrestrained dogs in moving cars can be extremely hazardous in a number of ways and a new trend could make it illegal.
Last week alone, there were five separate accidents over three days that involved children being killed or seriously injured while waiting at a bus stop or while trying to cross the street to enter or exit a bus. All avoidable tragedies if all drivers would only follow the rules. Of course, that begs the question: do all drivers even know the rules? Hopefully, everyone knows that when on a two-lane road, traffic in both directions stops whenever a bus activates its stop signal. But, do you know your responsibilities as a driver when there are multiple lanes? How about when there are multiple lanes but they are divided? Do you know at what time of day pedestrians are most at risk? Take our short quiz and see how well you do. Continue reading
It is trick or treat time again. The anticipation around our house is almost feverish. Our daughter will be going as grapes this year, and we will post a photo later in the week. (Above is last year’s Halloween photos – Kate was a Spanish flamenco dancer) We have a great time at our house. We have some friends over for an early dinner of hotdogs and chili and then the kids head out in hopes of getting as much candy as they can carry while the parents stay on the porch handing out candy. We are lucky; our neighborhood has sidewalks and our street gets blocked off to vehicular traffic. But not all neighborhoods are as trick-or-treat friendly, so it is up to all of us to make sure we keep Halloween injury-free. Here are 10 easy steps everyone should follow tomorrow night: Continue reading
Semi-trucks accidents and other large truck accidents are killing roughly 4,300 people a year in this country, and the number is increasing. Since 2009, deadly tractor-trailer accidents are up 28%. Crash-avoidance technology is becoming more common place in passenger vehicles with 41% of new cars using collision warning systems with automatic braking. In fact, car manufacturers and the National Highway Traffic Safety Administration have agreed to a regulation that requires this technology be in all passenger cars by 2022 and in trucks by 2025. Yet, there is no such mandate for tractor-trailers and other large trucks. Why? Continue reading
From 2009 to 2016 (the last full year of analyzed data), the number of pedestrian deaths in the United States spiked 46 percent. During that time, 5,987 people lost their lives in pedestrian accidents and tens of thousands of others were injured. In Tennessee, this same trend can be seen: Continue reading
People often buy insurance on their motor vehicle and think that they have “full coverage.” In fact, many people who have “full coverage” do not have the types of insurance they need and even more frequently do not have the amount of coverage they need.
We suggest that you find your “declarations” page from your vehicle insurance policy and read it in conjunction with the remainder of this post. The declarations page is sent to you with each policy renewal and shows what type of coverage you have for each vehicle insured under the policy. It also shows the cost of each type of coverage.
Here is an explanation of the various types of coverage:
Liability coverage is required by law in Tennessee and most other states. Liability insurance exists to help cover damages for injuries to others for which you become legally responsible resulting from a covered accident. In other words, this insurance protects you in the event you cause or are alleged to have caused a wreck that has injured or killed another person. Continue reading
We have a lot to be proud of in the Volunteer State. We make the best whiskey. We are home to the Smokey Mountains, the Vols, the Predators. Nobody does music like our State from country music in Nashville to the blues in Memphis. I could go on and on. But apparently, one thing we stink at is driving – according to a recent study. We have all seen atrocious driving on our streets, highways and interstates, but read on to learn exactly how we became the first-runner-up in this less than esteemed category and who was the winner (or loser in this particular case) Continue reading
According to travel forecasts, 25% of Americans plan to travel for the Labor Day weekend, and 86% will travel by car. Unfortunately, traveling by car is becoming more and more dangerous, especially in Tennessee as we were recently rated the second-worst state in the nation (another blog post to follow on that). But even across the country, according to the National Highway Traffic Safety Administration, car accidents are on the rise, up roughly 14% in two years. The latest reporting shows more than 40,000 people are losing their lives every year in car accidents, and another 4.6 million are being injured. So if you and your family are planning on being on the roads this Labor Day weekend, here are a handful of important safety reminders: Continue reading
Boating season is still in full swing on Tennessee waters. As for the Days, we wait until the very last minute to pull our boat out of the water for winter so that we can eek out as much time on the water as possible. Unfortunately, this has been a very deadly year on Tennessee lakes and rivers. To date, 21 people have lost their lives. Last year at this time, the number of fatalities was 9. According to the Tennessee Wildlife Resources Agency, there has been a noticeable uptick in deadly accidents involving small watercraft like canoes and paddle boards. Regardless of the type of watercraft you enjoy, here are some safety reminders to help you close out the boating year safely: Continue reading