Articles Posted in Insurance

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Another 709,000 Americans filed for first-time unemployment benefits last week and millions remain unemployed.  And for others, they have kept their jobs but have been forced to accept pay cuts and other reductions in benefits.  Needless to say, the pandemic has caused chaos for many families’ budgets.  Of course, if you have less money coming in, the natural reaction is to look for ways to save money.  When the car insurance bill arrives in the mailbox, many people wonder about simply not paying it or slashing coverage.  So, we wanted to offer some advice on these issues and remind you what is required under the law and, most likely, under your car loan or lease agreement. Continue reading

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No matter where you live or your typical form of transportation, we are all pedestrians.  When you get out of your car to walk through the parking lot to go into Target, you are a pedestrian.  When you walk your dog through your neighborhood, you are a pedestrian.  Your children or grandchildren are pedestrians when they get off the school bus.  As such, pedestrian safety should be important to all of us, which is why the federal government has designated October as National Pedestrian Safety Month.  Here are some important facts and safety tips you should know.  Also, if you are the victim of a pedestrian accident, we have one piece of information that could mean the difference between you receiving compensation or not. Continue reading

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First, the problem was an increase in reckless driving.  As a large number of commuters began working from home, many drivers saw the decreased congestion on the roads as an opportunity to turn into Mario Andretti.  As a result, the number of fatal accidents increased markedly.  Now, as more people are returning to work in some places, two new issues confront commuters. Continue reading

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Nashville is incredibly fortunate to be home to world-class songwriters like Lee Thomas Miller, Wendall Mobley & Bob DiPiero.  Songwriter’s Nights are a favorite of ours.  It is fascinating to hear how hit songs came about.  But did you ever think you, sitting at home in your pajamas during a quarantine, could write a song with a music legend?  Well, Jon Bon Jovi is offering just that.  Read on for a story that will make you smile, an important legal tip and your encouragement for the week. Continue reading

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Time for a mid-week boost.  We are back with some more legal tips and good news.   First, we have a new give-away going on our Facebook page.  All you have to do is upload a picture of you fur baby to be entered to win one of three $50 VISA gift cards to be given away on Friday, April 10, 2020.  We have loved doing these fun quarantine give-aways to help folks with groceries or take-out dinner from a local restaurant.  Now, on to some legal tips and more good news. Continue reading

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Since 2018, federal law requires all new American cars to have at least one camera: a rearview camera.  Many vehicles have multiple cameras that will record even when the vehicle is off, and  some vehicles have cameras that monitor the driver’s face.  Car cameras have lots of benefits but they also raise some interesting questions for car accident cases and beyond.

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At dinner one night, when our son was little, he told a story about how a company had made a toy that did not perform as expected.  He concluded his tale with an indignant “They don’t care about us; they just want our money”.  From the mouths of babes, right?  We all laughed but the sad truth is that every day in the headlines we see where corporations put profits over safety.  To some, financial growth is the sole objective.  So what can be done? Continue reading

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Well, we are one week into the new year and the new decade.  How are you doing on your resolutions?  Most folks, roughly 80%, will trash their resolutions by January 10th.  The failure rate on resolutions is so high because generally resolutions like weight loss or learning a foreign language or completing your graduate degree require hard work and take significant time.  But, we have 5 important resolutions that can be done in a couple of hours max and could make an incredible difference in your life. Continue reading

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Have you heard the song “Driving Home for Christmas” by Chris Rea?  I had never heard it until this year, but it actually has some great advice for driving home for Christmas and so do we.  There are not many more days before the holiday so get ready now to make the drive safely.  Here are our top 10 tips: Continue reading

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At this time of year, especially with a shortened season between Thanksgiving and Christmas, it is easy to feel overwhelmed.  Shopping, wrapping, addressing, baking and all the other things that need to be squeezed into our already busy schedules can become stressful.  But it is important to take a step back, take a deep breath and realize that this type of overwhelmed is rooted in something joyful.  We buy the presents, send the cards, bake the cookies, etc. because it is part of a season of joy and festivities.  But, there is another type of overwhelmed. Continue reading

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