Articles Posted in Insurance

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Kristen Chenoweth, the Emmy and Tony winning actress, has a new book out, and this week she has been giving interviews to promote it. In the interviews, she has talked at length about the serious injuries she sustained in an accident on the set of the television show “The Good Wife.” Lighting equipment on the set fell and hit her causing a fractured skull, a fractured rib and nose, broken teeth and other long-lasting injuries. Chenoweth’s Dad counseled her to get legal representation. She did not. She now regrets it. Here are some things you should think about if you are hurt in an accident and are reluctant to seek legal representation. Continue reading

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Well, here we are – the second week of January.  How are your New Year’s resolutions going?   Or as some people refer to them: casual promises I make to myself but I am under no legal obligation to fulfill.  If you are struggling with your resolutions, you are in good company.  Twenty-five percent of resolutions fail within the first week and the overwhelming majority fail within the first month.   For this reason, every January, we like to give people some resolutions that are easy to keep and can make a huge difference in your life.  More good news: these three can be done together! Continue reading

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It is the time for holiday shopping, cards and parties.  Unfortunately, it is also the time for holiday drinking and driving.  December is a National Impaired Driving Prevention Month. According to a recent survey, 26 million people over age 16 admitted to driving under the influence of alcohol or illicit drugs during the past year.  The largest percentage were drivers age 20 to 25 years old.  The consequences are staggering.  Drunk driving costs approximately 10,000 lives each and every year and injures even more.  So as the holiday season enters full swing, and in honor of National Impaired Driving Prevention Month, here are some reminders about how to stay safe on the roads while still enjoying the festivities. Continue reading

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At the Day household, we have a new driver.  Our youngest daughter, Kate, got her learner’s permit a few weeks ago. While we have gone through this phase with the two older kids, it has been a while so we are once again reminded of all the issues surrounding teenage drivers.  If you have teenage drivers now or will have them in the near future, this post is for you.  For the rest of you, read on to learn what to do if you are involved in an accident with a teenage driver. Continue reading

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We all know that animals can cause all types of accidents including car and motorcycle accidents, bicycle accidents, trips and falls, etc. We also know that animals can be hurt or killed in accidents and by other animals. But there are so many questions from these two basic facts. For example, does auto insurance cover pet injuries? Do I have to report an accident involving an animal? If a neighbor’s dog kills my dog, how much can I recover? If my dog bites someone, is it covered under my homeowner’s policy. Read on for quick answers to common questions surrounding animals and accidents: Continue reading

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The reality is that, by this point, everyone knows you should not drive distracted.  So maybe it is not more awareness we need, but more action.  But just like losing 10 lbs. or learning a new language, it can be difficult for some people to find the discipline to actually stop driving while distracted.  In fact, Americans seem to be doing worse instead of better.  Recent studies show distracted driving has actually increased nearly 30% since the start of the pandemic.  So what can you do? Continue reading

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Traffic deaths continue to surge.  For the first nine months of 2021, 31,720 people lost their lives in car accidents.  For reference, Johnny “Red” Floyd Stadium at MTSU has a capacity of 30,778.  For that same time period in 2020, deaths from car accidents increased 12% – the biggest increase over a 9 month period since the National Traffic Highway Safety Administration (NHTSA) began keeping records in 1975.  In short, people are dying on our roads in record numbers.  So what is being done to reverse this trend and what can you do to protect yourself? Continue reading

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On this day in 1904, Henry Ford set a land-speed record of 91.37 miles per hour in Michigan.  A lot has changed since then.  Ninety-one miles per hour is hardly a record.  In Nashville, you can find folks doing that speed during rush hour on Interstate 65.  But like so many of our decisions and actions, drivers that speed are not just placing themselves at risk but others on the road as well.  Do you know how many accidents were caused by speeding last year?  More importantly, how do you keep you and your loved ones safe on the roadway? Continue reading

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Two weeks ago, the National Highway Traffic Safety Administration (NHTSA) released the statistics for fatal traffic accidents for January through June of 2021, and the numbers are depressing.  More than 20,000 people lost their lives in the first half of 2021, an increase of 18.4%.  Of course, 2020 saw major changes in driving behaviors, but the jump can’t simply be chalked up to the decrease in driving in 2020.  Why?  Because the first half of 2021 is the largest number of fatalities from January to June since 2006.  The NHTSA has also reached some conclusions as to what is causing so many car, truck, motorcycle, bicycle and pedestrian accidents and what drivers can do to protect themselves and others on the road. Continue reading

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November 4, 2021 is National Use Your Common Sense Day.  Yes, we are serious.  Our only problem with this particular national observance is that it is limited to only a day.  Quite frankly, and I think most of you will agree, it should be Use Your Common Sense Day every single day.  At the Law Offices of John Day, we see the results of failing to use common sense so we have some suggestions on where people might want to concentrate their efforts. We encourage you to join us in our little rant and add your lack-of-common-sense pet peeve in the comments. So here we go, this is our list: Continue reading

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