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Articles Posted in Insurance

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National Use Your Common Sense Day

November 4, 2021 is National Use Your Common Sense Day.  Yes, we are serious.  Our only problem with this particular national observance is that it is limited to only a day.  Quite frankly, and I think most of you will agree, it should be Use Your Common Sense Day every…

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Another Reason Not to Drive Distracted: Voided Insurance Coverage

An insurance policy is a contract between you and the insurance company.  At its most basic, you agree to pay the premium and the insurance company agrees to pay certain claims.   For instance, in an Accidental Death policy, the insurance company agrees to pay benefits to the designated beneficiary in…

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A Safe Ride Home from The Law Offices of John Day and MTSU

The first person ever arrested for drunk driving was a man named George Smith.  According to the History Channel, on September 10, 1897, Mr. Smith, a young taxi driver, got drunk and then drove his taxi into a building.  124 years and 6 days later, drunk driving continues to be…

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Tennessee Ranks 9th in the Nation in Street Racing

In Tennessee, for every 100,000 drivers, 10.19 engage in street or drag racing, and street racing is on the rise.  In some areas of our State, police calls about street racing have more than doubled in two years.  For example, in Memphis, in 2018, there were 843 calls about drag…

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The Champlain Towers South Collapse – What If It Had Happened in Tennessee? 

The rising death toll and enormous property loss arising from the collapse of the Champlain Towers South Condominium building near Miami, Florida will give rise to litigation.  Families of those who die in the tragedy will file suit, hoping to find answers and obtain compensation for the loss of loved ones.  Injured…

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Memorial Day Weekend – Nashville Is a Favorite Destination This Year

As we start to put the pandemic in our rearview mirror, travel for the holiday weekend is expected to be 60% greater than last year.  According to AAA, 37 million Americans are expected to make a road trip for the holiday, and Nashville is the fifth most popular destination behind…

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April is Distracted Driving Awareness Month

At this point,  I wonder if anyone really does not know that distracted driving is dangerous.  The media has covered it, public service announcements have been done, police departments have increased enforcement, our State legislature has passed stricter laws about it.  Yet, distracted driving continues to be on the rise. …

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How Will the Pandemic Affect Jury Awards?

Let’s face it, the pandemic is leaving an indelible mark on almost everything, so there is no reason to believe jury awards in injury and death cases will be any different.  Jury and trial consulting firms have been conducting surveys since the inception of the pandemic and they have some…

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I Had a Car Accident, But I Don’t Have Insurance

In Tennessee, this unfortunately happens a lot.  Tennessee is sixth worst in the nation for uninsured drivers.  The next time you are out driving, consider this: one in every five vehicles you meet does not have insurance.  Of course, this is why we are constantly encouraging people to buy uninsured/underinsured…

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New Year’s Legal Resolutions 2021

  As I type the title to his blog post, I am reminded of Seth Godin’s comment that resolutions do not work but habits and systems do, so maybe the title should be: New Year’s Legal Habits.  In essence, it boils down to the difference between writing something down on…

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