Last week, a question was posted on Avvo (a legal Q & A site) seeking advice about what should be done following a car accident. The questioner was worried about getting sued, and the primary source of his anxiety was because he had substantial assets including investment accounts but he only…
Articles Posted in Insurance
Winter Weather Driving and Car Insurance
Well it is finally here: winter weather. If you have to get out and about in it, here are some winter driving tips along with a very important piece of advice about your insurance. Before you go: Clean your windows of ice and snow. Make sure you have plenty of…
Need Help with Those New Year’s Resolutions?
So, it is January 4th. How many of your New Year’s resolutions are already busted? If you are like most of us, it is probably at least one. That is the bad news. But, here is the good news: below is a list of 10 easy New Year’s resolutions that…
Still Driving Despite 17 DUIs and a Suspended License: How to Protect Yourself From Folks Like This
Earlier this month, a Shelbyville woman was arrested for her 17th DUI. No, that is not a typo– seventeen DUIs. According to reports, the habitual drunk driver was arrested yet again after she crossed the center-line and crashed head-on into another vehicle injuring the other driver. Of course, given her…
What Is “Medical Payments” Insurance Coverage in Tennessee?
Medical payments insurance coverage, typically called "med pay," is a type of insurance coverage that is often a part of automobile liability insurance policies in Tennessee. It pays medical bills that arise out of an automobile accident, even if the accident is your fault. Medical payments coverage is typically $5000…
How Much Does Uninsured Motorist Insurance Cost in Tennessee?
The price of uninsured motorist insurance is a bargain for Tennesseans, given that some 24% of drivers in Tennessee do not have any automobile liability insurance whatsoever. What is automobile liability insurance? It is insurance that the owner of a car purchases to pay for losses caused by negligent operation…
1 out of 4 Drivers on Tennessee Highways Have No Insurance
Recent data suggests that 24% of Tennessee drivers do not have liability insurance on their vehicle. Liability insurance exists to make monetary payments to those who are injured as a result of a negligent error by a person who has the insurance. Tennessee state law requires every driver to have…
Why Does My Health Insurer Get Paid Out of My Personal Injury Settlement?
My lawyer just settled my personal injury case and now tells me I have to repay my health insurance company for paying my medical bills. I have paid health insurance premiums for 15 years and was never in the hospital one time before my wreck! Why do they have the…
Tennessee Uninsured and Under-insured Motorist Insurance Coverage
If the driver that causes a Tennessee car accident or truck accident does not have liability insurance, your own automobile insurance coverage may also apply in provide a source for monetary recovery to pay your medical bills and compensate you for your injuries. This type of insurance coverage is also…
Why Do I Need Medical Payments Coverage on My Automobile Insurance Policy?
As a Tennessee car accident attorney, I am often asked why it is necessary to have medical payments coverage as part of an automobile insurance policy, especially if the car owner also has health insurance. Frankly, it is possible that your medical payments ("med pay") coverage will do you little…