When I complained about my car insurance rates my agent said that the reason rates were so high was lawsuits. Is that right? Well, it is true that insurance companies pay claims and, when they don’t pay the claims they should or don’t pay a fair amount lawsuits will be…
I was in a wreck with a tractor trailer several weeks ago. The truck driver’s insurance company called me and asked me some questions. I then asked him how much insurance his driver had, but he refused to tell me. He said that in Tennessee I could not find out…
I was hurt in a car wreck and told my insurance company about the wreck. The claims adjuster said that I had $10,000 in medical payments coverage and that if I would send the bills in the insurance company would the bills up to $10,000. Why should my insurance…
I was in a bad car wreck. I had $50,000 in medical bills and missed eight weeks of work (I make $800 per week as a mechanic). I am probably going to have to have another surgery. My doctor also says I will have arthritis for the rest of my…
I just settled my personal injury case and my lawyer tells me I have to repay my health insurance company for paying my medical bills. I have paid health insurance premiums for 25 years and was never in the hospital one time before my wreck! Why do they have the…
I was hurt when I fell in on a slippery floor in a fast food restaurant. I broke my left arm. I missed six weeks of work on my construction job. My lawyer says that we need a statement from my employer stating that I missed six weeks of…
I was in a car wreck several weeks ago. The other driver’s insurance company called me and asked me some questions. I then asked him how much insurance his driver had, but he refused to tell me. He said that in Tennessee I could not find out how much insurance…
My home and belongings have been damaged by the flooding in Middle Tennessee? What are my rights? First, you need to see if your homeowner’s insurance provides you any protection. Unfortunately, most homeowner’s insurance excludes damages due to flooding. Second, check and see if you have flood insurance. If you…
I talked with my insurance agent today and she said I could save money on my auto insurance if I reduced my uninsured motorist coverage to the minimum amount. She said that in Tennessee everyone is required to have auto insurance so this coverage doesn’t do me much good. Is…
I just settled my personal injury case and my lawyer told me that I have to re-pay my health insurance company the amount they paid for my medical bills from the accident. That doesn’t seem fair. Is my lawyer right? Your lawyer is probably right. Most health insurance policies have…