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 My lawyer just settled my personal injury case  and now tells me I have to repay my health insurance company for paying my medical bills. I have paid health insurance premiums for 15 years and was never in the hospital one time before my wreck! Why do they have the right to get repaid?

Because the insurance policy you have almost certainly says that the company  have the right to be repaid. That is part of the bargain you struck with the insurer  – even though you never read your policy and no agent or representative of your employer mentioned it to you.

Depending on the type of health insurance you have there are several arguments that can be made to secure a reduction in the amount that must be paid back to the insurer. An experienced personal injury attorney will know this area of the law and will work with you to secure a reduction if possible.

Those who have contracted fungal meningitis as a result of an epidural steroid injunction in Tennessee must file a lawsuit against the responsible parties within one year of the time they knew or reasonably should have known that they were injured by the contaminated steroid.  , 

Because the "knew or reasonably should have known" language leaves room for interpretation, those harmed by the drug should work on the assumption that the one year deadline began to run on the date the injection that caused the infection unless a fungal meningitis lawyer familiar with all of the facts advises to the contrary.  

This one-year deadline includes out-of-state residents who contracted the disease after receiving injections here, although different rules may apply depending on other facts.  No state imposes a deadline shorter than Tennessee’s one-year deadline, and therefore this is a conservation assumption to use until a lawyer familiar with all of the facts can tell you if a different deadline applies to you.

Predictably, a fungal meningitis class action lawsuit has been filed against New England Compounding Center.  The lawsuit seeks a class of people  from Minnesota – not people from other states.

I will not be particularly surprised to see such a lawsuit in Tennessee, but I predict it will not be certified as a class action.  You see, the simple filing of a class action lawsuit has little meaning.  A class action lawsuit takes on meaning only if a judge agrees that class action certification is appropriate.

To certify a class action under Tennessee law, a judge must determine that "(1) the class is so numerous that joinder of all members is impracticable; (2) there are questions of law or fact common to the class; (3) the claims or defenses of the representative parties are typical of the claims or defenses of the class; and (4) the representative parties will fairly and adequately protect the interest of the class."  This is a very hard burden to meet in personal injury and wrongful death cases.  In fact, I don’t know of single class action involving personal injury and wrongful death claims that has ever been certified by a state court in Tennessee.  (I am not saying it has never happened, but I certainly do not remember ever hearing about one in the last 30 years.)

Personal injury lawyers hear it all the time.

"What do you mean my case is worth only $X?  My injury is real. I got hurt.   I saw an ad on TV that said that some other law firm got a client $500,000 and they didn’t even look hurt!"  How come you say I should only get $X?

The valuation of a personal injury case is complicated and is case-specific.  The value of a case depends on the nature of the case, the identity of the wrongdoer, the type of case (auto, medical malpractice, etc.) the type of injury, the amount of medical bills, the amount of lost wages, the place where the case is pending, the personality of the plaintiff (injured person), whether the injuries are temporary or permanent, the type of medical provider (medical doctor vs. chiropractor), the presence or absence of aggravating factors on liability, the opposing lawyer, the judge, the costs of proceeding through trial, the deposition testimony in the case, the strength of testimony of the treating health care provider, the lawyer for the injured person, the amount of liability insurance and other assets, and many more.  There is no formula.  There is no rule of thumb.  There are only the facts, the law, and the considered knowledge, judgment, dedication, and wherewithal of the lawyer who represents the injured person.

As news about the fungal meningitis outbreak continues to dribble out, some might assume that we know what we need to know to evaluate commence and evaluate lawsuits against those responsible for causing the break.

We do not.

The fact of the matter is there is still much to be known about the fungal meningitis nightmare before these cases can be fully evaluated.  Why?  Because facts essential to understanding the liability issues in this case are in possession of people and corporations who have not yet been forced to share that information.  Sure, various governmental agencies have got some information from these folks, and some of that information has found its way to the press, but there is lots of information yet to be fully brought to the public eye or confirmed. 

The fungal meningitis outbreak is bringing the work of compounding pharmacies into the public eye, and many people do not like what they see.

Compounding pharmacies prepare medications that that are not readily available from a true drug manufacturer.  The number of such facilities have exploded in the last decade and now some 2000 of these pharmacies exist.  Most of them produce a relatively small number of products, but some of them, like the New England Compounding Center (NECC)  that compounded the steroid used for epidural injections that gave risk to the outbreak, are quite large.

The Wall Street Journal has  an article in today’s paper about how some doctors are thinking the use of such pharmacies.

A Tennessee medical malpractice claim, now called a "health care liability action," should only be filed by a lawyer experienced in health care liability litigation.  I would never recommend that a non-lawyer file such a case.

There are many, many reasons for this, not the least of which are that way that one files a lawsuit against a health care provider.  Health care providers have persuaded the Tennessee General Assembly to erect artificial barriers to lawsuits against them.  A couple of those barriers have to do with how the lawsuit is initiated.  First, almost always pre-lawsuit notice must be given to the health car provider in a very specific way.  Second, when the lawsuit is filed a "certificate of good faith" must be filed.  Once again, Tennessee law has very specific requirements for a certificate of good faith.

The failure to strictly comply with Tennessee law on  these matters will result in dismissal of the case.  Dismissal of the case will  result in the imposition of financial sanctions against  person who did not comply with the law by initiating the case.

Recent changes to Tennessee law substantially limit the liability of those who sell dangerous or defective products.

The manufacturer of the product is the one that is primarily responsible if a dangerous or defective product kills or injures a person.  The seller of the product is only responsible for the product if

  • exercised substantial control over that aspect of the design, testing, manufacture, packaging or labeling of the product that caused harm;

There were only four personal injury trials in Nashville (Davidson County) Tennessee in August 2012.

All of the cases were automobile wreck cases.  The plaintiff "won" three of the cases – the amounts awarded by the jury were $2995, $12,249 and $5000.  In the remaining case the jury returned a verdict for the defendant.

There was also a jury trial in a wrongful termination from employment case.  The jury awarded the plaintiff $117,000.

Here is the latest on the fungal meningitis outbreak first discovered in Nashville and now spreading to other states:

There are still many unanswered questions about this entire tragedy and the answers to some of those questions will not be known for months and months.  

 

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