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It is that time again.  Time to assess our lives and look for ways to improve in the new year.   While losing weight is usually the most popular resolution, we wanted to give you some things to consider from a legal perspective.   

1.  Evaluate your uninsured/underinsured insurance coverage.  I know.  Yawn.  But, in the event you are injured in an accident, the type of insurance you have and the amount of your coverage can make a critical difference to you and your family. 

Uninsured/underinsured motorist coverage protects you in the event the person or company who causes your injuries either does not have insurance or does not have enough insurance to compensate you.  For example, let’s assume you are involved in a car accident with a person who only has mandatory minimum liability coverage of $25,000, but your medical bills are $75,000 and your injuries prevent you from returning to work for 3 months.  Clearly, the value of your claim greatly exceeds the at-fault party’s $25,000 in coverage.  In this situation, your own underinsured coverage could help make up the difference in your compensation.  Without your underinsured coverage, unless the at-fault party has assets (which is unlikely — otherwise, they would almost certainly have more insurance coverage), you would not receive adequate compensation for your injuries.

On December 19, 2013, the Consumer Product Safety Commission announced a recall of the Playtex Hip Hammock because in some carriers the buckles on the straps are prone to breaking which poses a fall hazard to the infant in the carrier. To date, there have been 87 reports of the buckles cracking or breaking with some injuries reported. This popular baby carrier was sold at a number of national retailers including Walmart, Target, Amazon and Burlington Coat Factory. 

If you own a Playtex Hip Hammock, stop using it immediately and contact Playtex for instructions on how to return the defective product for a full refund. If your baby has been injured due to a defective Playtex Hip Hammock, contact one of our award-winning attorneys today for a free, no-obligation consultation on your product liability claim. We will sit down with you, review your case, answer your questions and explain your rights and options in clear terms. Call us at 615-742-4880 or toll-free at 866-812-8787 or online.   We handle all injury claims on a contingency basis which means we only get paid if we win.

On December 11, 2013, Ikea recalled its wall-mounted lamps because the cords can be pulled into cribs creating a strangulation hazard. Tragically, a 16-month old child has died as result of strangulation from the cord and a 15-month old child was nearly strangled by the cord.

The lamps are designed for children and feature eight designs including a yellow moon, white flower, blue star, red heart, pink flower, green bug, orange seahorse and blue seashell. Nearly 3 million of the lamps were sold in the United States. 

If you own one of these lamps, stop using it immediately and contact IKEA for a free repair kit. Contact information for IKEA can be found on the Consumer Product Safety Commission’s site.   And if your child has been injured by one of these IKEA lamps, contact one of our experienced product liability lawyers for a free, no-obligation consultation about your case and your rights. Call 615-742-4880 or toll-free at 866-812-8787 or contact us online.

The federal government has prohibited 52 bus companies found to be unsafe from continuing to do business.

Operation Quickstrike, launched by the  Federal Motor Carrier Safety Administration, a part of the United States Department of Transportation, targeted bus companies in 22 states that were found to have engaged in unsafe practices.  Some 250 bus companies with past safety issues were targeted in the investigation.

The investigation yielded the following results:

On December 3rd, the Consumer Product Safety Commission issued a recall for Crown Boiler home heating boilers. In the event of a blockage in the vent system, the air pressure switch on the gas-fired hot water boilers can fail allowing the hot water boiler to emit an excessive amount of carbon monoxide presenting a risk of poisoning.   The Consumer Product Safety Commission provides a list of all models affected by the recall.   If you own one of the recalled hot water boilers, you should immediately contact the retailer or the manufacturer for a free repair. While you wait for the repair to be performed, be sure to install a working carbon monoxide detector in your home.

Carbon monoxide poisoning claims the life of roughly 500 people a year. For those that survive, it can also cause serious brain injuries   At The Law Offices of John Day, P.C., our experienced attorneys understand the catastrophic effects carbon monoxide poisoning can have for the victim and the entire family. We handle all carbon-monoxide cases on a contingency basis which means we only get paid if we recover money for you.   If you would like us to review your case, answer your questions and explain your rights in a no-cost, no-obligation consultation, please contact us online or call us at 615-742-4880 or toll-free at 866-812-8787.  

Let’s start this discussion with how the law handles sudden emergencies. Tennessee law recognizes that a driver faced with an unexpected or sudden emergency which calls for immediate action is unlikely to exercise the same good judgment as a driver who is operating his vehicle under normal circumstances.   In the past, a sudden emergency could constitute a complete defense to an injury claim. However, under current Tennessee law, a sudden emergency is just another factor for the judge or jury to consider when determining if the defendant was at-fault for the car accident. 

So with that in mind, let’s look at some of the examples above. Icy roads might constitute a sudden emergency, but a judge or jury is less likely to excuse the defendant if he or she was driving too fast for the road conditions. Or, if the defendant driver was texting and driving and failed to brake until the last minute and then slid on ice, the defense is  not going to be of much help to the defendant.   Many of the same considerations apply to the situation where a deer suddenly appears in your path. 

In the diabetic reaction example, to decide whether the sudden emergency defense might apply, we would want to know how long the defendant had been diagnosed with diabetes and therefore how experienced he or she was in managing his blood sugar. We would also want to know what the defendant ate and drank that day, what physical activity the defendant had engaged in, did the defendant take their insulin, what the defendant’s blood sugar readings had been in the days leading up to the accident, etc. If the evidence demonstrates the defendant had failed to properly manage his diabetes, then the defense of sudden emergency is less likely to be successful.

The Centers for Disease Control and Prevention has published some staggering statistics on teenage drivers. Here are just a few of them:

1. In 2010, seven teenagers were killed every single day as a result of injuries sustained in a car accident.

2. Compared to drivers who are 20 years and older, teenage drivers are three times more likely to be involved in a fatal crash.

On December 4th, the Consumer Product Safety Commission recalled two toys:

1. The K2 Revo Kick kickboards/scooters with item code l10700100 — The front assembly of the kickboard/scooter can break and the handle can partially or fully detach, and this can cause a rider to lose control and/or loss of balance.

2. Manhattan Toy Quixel baby rattles — The colored arches can break creating a choking hazard to a small child.

Last Sunday morning a New York commuter train bound for Manhattan’s Grand Central Station derailed on a sharp curve killing 4 innocent people, critically injuring 11 people and injuring another 46 passengers. While the NTSB is still investigating the accident, early information indicates the train was traveling 82 mph on a curve with a maximum speed limit of 30 mph.

While this investigation continues, it appears this tragedy could have been prevented by Positive Train Control. Positive Train Control can slow or stop a train before certain accidents occur. One type of accident that Positive Train Control is designed to prevent is speed-related derailments. Other types of accidents that can be prevented by Positive Train Control are switching errors, collisions, and track route errors.

We first told you about Positive Train Control in this post and on the Law Offices of John Day, P.C. website.   Federal law requires railroad companies to implement Positive Train Control by 2015, but a push is on to extend that date to 2018 or later. To stop these preventable types of accidents, we hope Congress will refuse to grant an extension for this important safety technology that can save lives.

Let me begin with a confession: I married a defense lawyer. Well, a former defense lawyer. She has since left the "dark side" and joined our firm. But before she found the light, she was involved in all types of injury cases for insurance carriers and major corporations. Below is list of some of the things she used to love to uncover in her cases as it typically lowered the amount of compensatory damages her clients would have to pay (and sometimes destroy the case entirely).

1. Plaintiffs (the injury victim who brings the lawsuit) who are inconsistent in their reports of how their injuries affected them.  For instance, one injury victim claimed his injuries prevented him from cleaning his house yet records subpoenaed from his health club showed he was consistently able to go to the gym and work out.

2. Plaintiffs who refuse to concede that ANY of their problems have improved since the accident. While there are definite exceptions, most things tend to improve with time. They may never go back to pre-accident status, but they do get better. 

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