What is medical payments coverage on my automobile insurance policy?
Medical payments coverage, also known as "med pay" coverage, will pay medical bills incurred by you or people in the vehicle in the event that you or the others are injured in a vehicle accident. The money is paid for bills regardless of who caused the accident.
Although many people have health insurance that will also pay medical bills, the med pay coverage can be used to meet deductibles and pay bills not covered by insurance.
The amount of med pay insurance depends on how much the owner of the car purchased with the policy. A typical amount is $10,000, but higher amounts are available.