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Articles Posted in Insurance

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Does My Insurance Cover Flood Losses?

My home and belongings have been damaged by the flooding in Middle Tennessee?   What are my rights? First, you need to see if your homeowner’s insurance provides you any protection.  Unfortunately, most homeowner’s insurance excludes damages due to flooding. Second, check and see if you have flood insurance.   If you…

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What is Uninsured Motorist Insurance Coverage and Why Do I Need It?

I talked with my insurance agent today and she said I could save money on my auto insurance  if I reduced my uninsured motorist coverage to the minimum amount.  She said that in Tennessee everyone is required to have auto insurance so this coverage doesn’t do me much good.  Is…

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Health Insurance: Do I Need To Repay My Insurance Company?

I just settled my personal injury case and my lawyer told me that I have to re-pay my health insurance company the amount they paid for my medical bills from the accident.  That doesn’t seem fair.  Is my lawyer right? Your lawyer is probably right.  Most health insurance policies have…

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