It depends upon the type of claim you have. If you have been injured in a car wreck, you may have multiple claims. Of course, you have a claim against the other driver who caused the accident. But, you may also have a claim against your own insurance carrier if the other driver was not insured or not adequately insured to compensate you for all your damages. If the other driver had been drinking before the accident, you may have a liquor liability claim if the other driver was overserved at a restaurant or bar. If your vehicle failed to perform as designed in the accident, such as the airbags failed to deploy, you may have a product liability claim against the automaker. If the accident happened in a construction zone that was improperly marked, you may have a claim against the construction company. Other claims might also be possible.
In most of these cases, the fact that you were not wearing your seatbelt, or that you were cited for failing to wear your seatbelt, is NOT admissible based on a Tennessee statute, T.C.A. 55-9-604. In other words, the other side will not be able to bring it up in your case. Below is a handy-dandy list on whether the seatbelt issue could hurt you in your type of case: Continue reading