How Do I Complete My Long-Term Disability Insurance Application?
I have long-term disability insurance through work. I have been suffering from a illness and I am afraid I will never be able to return to work. How do I seek payments from my long-term disability insurance policy?
To recover long-term disability insurance benefits you will be required to fill out an application for benefits. You will also be asked to sign a medical release that will permit the disability insurance company the right to received your medical records.
The insurance company will review your application and your medical records to determine if you quality for benefits. The insurance company may want to have you examined by doctor. It is possible that the insurance company may hire a private investigator to learn more about your activities and may even videotape some of your daily activities to document what you can do and what you cannot do.
It is very important that you be 100% truthful and 100% accurate when filing out the disability insurance benefits application. Any mistakes - even innocent ones - will come back to haunt you and may result in a delay or outright denial of the benefits you are entitled to receive. You may wish to contact a lawyer to assist you in this effort.
