I Have to Pay My Insurance Company Back
I was in a car accident and broke my wrist. My health insurance paid my medical expenses. I sued the driver that caused the wreck and received a settlement for $75,000. My lawyer says I have to re-pay my health insurance company out of my settlement. Is that correct?
It almost certainly is correct. My health insurance companies have a provision in their contract with you that if you incur medical expenses and later recover those expenses from the person who caused you to get hurt and incur the expense you must re-pay the insurance company.
There are some exceptions to this rule. An experienced personal injury lawyer can help you determine whether you have the obligation to re-pay your health insurance company and whether there is a way for you to reduce the amount you are otherwise obligated to pay it.
